Financial Crime Investigator (SIM / SAR) – Grade C
JOB TITLE: Financial Crime Investigator (Grade C)
LOCATION: Birmingham, Chester, Glasgow, Hove, Leeds, Manchester, Newport, Cardiff, Edinburgh, Halifax
HOURS: Full-time – 35 hours per week (Perm and 12-month secondment opportunities)
WORKING PATTERN: You'll primarily work remotely in this role, giving you the flexibility to work from home. To support collaboration and connection with your colleagues, you'll need to be based within reasonable travelling distance of one of our hub locations and attend when required for business, team or customer needs.
Do you have questions about the role?
We're holding a candidate briefing session on 03/07/2026 at 14:30 or 09/07/2026 at 10:00 giving you the opportunity to learn more about the role, hear from the team and ask any questions you may have. Please contact Ashley Harris for an invite.
About this opportunity
This role sits within Financial Crime Operations, part of our Economic Crime Prevention function, and plays a key role in protecting our customers and the Group from financial crime.
As a Financial Crime Investigator, you’ll be responsible for investigating Suspicious Activity Reports (SARs) and assessing whether escalation to the National Crime Agency (NCA) is required. You’ll also conduct customer relationship reviews and contribute to intelligence-led risk management activity.
You’ll work closely with colleagues across Financial Crime and operational teams to ensure high-quality, consistent and regulator-ready decision-making.
WHAT YOU’LL BE DOING
In this role, you’ll:
Assess manual and system-generated alerts using sound judgement
Investigate SARs and determine appropriate course of action where required
Manage investigations from initiation through to resolution, meeting SLAs
Analyse customer activity and assess whether relationships should continue or be exited
Document findings clearly to a ‘regulator-ready’ standard
Apply a strong risk-based approach to decision making
Identify and raise potential financial crime risks
Deliver against quality and productivity targets
Contribute to continuous improvement and team collaboration
WHAT YOU’LL NEED
We know that great talent comes from many backgrounds. While this role may reference a suggested range of experience in years, this is intended as a guide only. What matters most is that you can demonstrate the essential skills outlined. If you have relevant, transferable experience, we encourage you to apply.
Essential:
Experience in Financial Crime (AML, KYC, Transaction Monitoring or Investigations)
Strong understanding of Financial Crime regulations and investigative techniques
Ability to assess complex information and make sound, risk-based decisions
Strong attention to detail and written communication skills
Analytical approach with the ability to identify risks and patterns
Ability to prioritise workload and deliver at pace
Desirable:
Experience investigating SARs
Exposure to raising cases or risks to external authorities (e.g. NCA)
Experience with transaction monitoring or alert-based systems
About working for us
Our ambition is to be the leading UK business for diversity, equity and inclusion supporting our customers, colleagues and communities and we’re committed to creating an environment in which everyone can thrive, learn and develop.
We were one of the first major organisations to set goals on diversity in senior roles, create a menopause health package, and a dedicated Working with Cancer Initiative.
We offer reasonable workplace adjustments for colleagues with disabilities, including flexibility in office attendance, location and working patterns. And, as a Disability Confident Leader, we guarantee interviews for a fair and proportionate
number of applicants who meet the minimum criteria for the role with a disability, long-term health or neurodivergent condition through the Disability Confident Scheme.
We provide reasonable adjustments throughout the recruitment process to reduce or remove barriers. Just let us know what you need.
Ready for a career where you’ll learn and thrive? Apply today and find out more!
