Senior Analyst, BCB Modelling

Lloyds Banking Group • Leeds, UK • 23h ago

JOB TITLE: Senior Analyst, BCB Modelling 

SALARY:  £53,073- £58,970

LOCATIONS:  Leeds,Edinburghor Newport

HOURS: Full-time

WORKING PATTERN: Our work style is hybrid, which involves spending at least two days per week, or 40% of our time, at one of our office sites. Colleagues with disabilities can be supported with workplace adjustments including hybrid working expectations in line with our Flexibility Works policy.  

Whatyou’llbe doing 

Sitting within our Risk function, Risk Science is a centre of excellence for analytics, modelling, and customer insights. You’llbe part of a specialist modelling team focused on building and delivering industry leading Capital,CreditDecisioning and Impairment models within theBusiness Banking andCommercial book of the Group.

We work with data that underpins vital business decisions, and together we make it possible to add customer value, control risk, and help to build a safe, strong bank for our customers.

Working as part of a team to develop andmaintaina range of complex Credit Risk models, the roleprovidesthe opportunity to:

Play a key role in delivering sophisticated statistical modelling solutions to drive decision making across Risk.

Use software tools such as SAS, Python and Excel to manipulate large datasets and to build,validateand analyse the performance of a range of predictive models.

Work accurately, with an eye for detail and in line with established methodologies.

Think about data differently, using it to really understand customer behaviour and credit performance and to tell a story to the businessin order toinfluence decision making.

Build relationships with business partners across the organisation to understand requirements and develop effective modelling and analytical solutions.

Contribute to the development of the Risk Science team, sharing learning and knowledge andparticipatingin team initiatives to build positive team culture.

Why join us? 

Join us and, give us your best andwe’llgive you ours. Here,you’llmake a difference to customers,you’llenjoy a fulfilling career whereyou’refree to be yourself. Great colleagues, amazing workspaces, hybrid working and huge career opportunities-you’llfind them all here. 

Whatwe’relooking for? 

We'llhelp you reach your full potential, meet your career aspirations, and really make a difference as you embark on a career with excellent development and progression opportunities.

Minimum of 18 months experience delivering analytics in a credit risk setting.

Demonstrable understanding of the credit risk model development process.

Experience using credit risk models e.g. to drive decisions or within a reporting context.

A strong applied knowledge of statistical modelling e.g. regression or decision trees.

Proficient in a coding language (e.g. SQL, SAS, Python) to manipulate data and produce insight using predictive analytics techniques. Training and support will be provided for the specific toolsrequiredfor the role.

Ability to present techniques & findings in a clear, visual manner to support senior business partners decision making, including non-technical colleagues.

Experience delivering projects as an individual or as part of a wider team

And any experience of these would be great 

Practical experience in operational, capital or impairment credit-risk modelling techniques and methods is desirable.

Prior experience mentoring / coaching junior colleagues is desirable.

We know thatgreat talentcomes from many backgrounds. Whilst this job advert may reference specific years of experience, we recognise that skills are developed in many ways, so if you have relevant, transferable experience, we encourage you to apply. 

This is a place for you: 

Our ambition is to be the leading UK business for diversity, equity and inclusion supporting our customers, colleagues and communities, andwe’recommitted to creating an environment in which everyone can thrive,learnand develop.  

 We were one of the first major organisations to set goals on diversity in senior roles, create a menopause health package, and a dedicated Working with Cancer Initiative.  

We offer reasonable workplace adjustments for colleagues with disabilities, including flexibility in office attendance, location and working patterns. And, as a Disability Confident Leader, we guarantee interviews for a fair and proportionate number of applicants who meet theminimumcriteria for the role with a disability, long-termhealthor neurodivergent condition through the Disability Confident Scheme.  

 We provide reasonable adjustments throughout the recruitment process to reduce or remove barriers. Just let us know what you need.  

We also offer a wide-ranging benefits package, which includes: 